Columbia dailyDEPOSIT®
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CLICK HERE TO VIEW A DEMO (High Resolution) Columbia Bank is proud to introduce and recommend our remote deposit service, Columbia dailyDEPOSIT® . This valuable product will allow you to electronically deposit the checks you receive on a daily basis without having to go to the bank or pay for courier services. dailyDEPOSIT® works with a small desk-top scanner in your office and an internet program that allows you to scan your checks, edit them for accuracy, create a deposit and transmit it to the bank. dailyDEPOSIT® will help eliminate courier fees, allow later deposit cut-off time and store images for easy retrieval. Deposits can be transmitted to the bank as late as 7:00pm for same day credit.
Contact Cash Management to find out how to sign up for these services.
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Columbia OnLine® for Business
With Columbia OnLine® for Business you can manage your accounts with security, ease and convenience. Access Columbia OnLine® with a standard web browser and your Internet provider, 24 hours per day, 7 days per week. The system allows you to control multiple accounts and users securely. You determine which accounts and functionality each user is to have.
Columbia Bank offers a wide array of additional functionality through our Internet Banking system: Information Reporting
Columbia OnLine® for Business provides a safer way to control finances with greater ease, accuracy and organization than ever before. - View Summary and Detail—check ledger and available balances and get float breakdowns in your checking accounts, view balances in your savings, market trend, lines of credit and investment sweep accounts.
- View History—view previous activity on your accounts. Search for items by amount, check number and date.
- Transfer Funds—manage your cash by transferring funds between your Columbia Bank accounts.
- View Real-time Balances—get up-to-the-minute accuracy on all of your inquiries and view real-time wire transfers, ACH and other electronic transactions as they post to your account throughout the day.
- View Images—view and print copies of cleared checks, deposit slips and deposited items—front and back.
- Export Statement Details—transfer account details electronically from your bank account to finance software such as QuickBooks or in a comma delimited or tab delimited format.
Contact Cash Management to find out how to sign up for these services.
Back to Top Automated Clearing House (ACH)
Using Columbia OnLine® for Business, you can originate ACH transactions to conveniently and efficiently manage your distribution and collection of payments. - Direct Deposit—offer direct deposit of payroll as an added benefit to your employees. Pay your employees electronically, regardless of where they bank—anywhere in the USA. Also, direct deposit can be used to distribute expense reimbursements, bonuses, etc.
- Direct Debit—efficiently collect recurring dues, fees or invoices from members or clients.
- Business to Business Transactions—an easy and convenient way to send funds to accounts at other financial institutions, or send payments to vendors.
- Cash Concentration or Disbursement—consolidate or distribute your funds from other bank accounts at other financial institutions to Columbia Bank.
Contact Cash Management to find out how to sign up for these services.
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Originate domestic and/or international wire transfers using Columbia OnLine® for Business. Initiate repetitive, non-repetitive or semi-repetitive wire transfers via the Internet within the established timeframes. Receive notification of incoming wire transfers through the Wire Activity Report. Contact Cash Management to find out how to sign up for these services.
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Avoid possible losses by expediting identification of fraudulent items presented for payment. Unfortunately, counterfeiting checks is easier than ever, and this can result in substantial losses to your company. Positive pay helps your business and Columbia Bank detect check fraud before it occurs—we use check issuance data from you to detect a fraudulent check before it clears your account. Using Columbia OnLine® for Business, you will upload your check issuance data, view exceptions and make the pay or return decision all online. Contact Cash Management to find out how to sign up for this service.
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Place stop payments online using Columbia OnLine® for Business. Also check the status of previously placed stop payments. Contact Cash Management to find out how to sign up for this service.
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Need to pay your Federal tax payments? Using the EFTPS system you can originate your Federal tax payments via PC, touch-tone telephone or Internet free of charge. Enroll now. However, if you want to originate the payments using Columbia OnLine® for Business, that functionality is available. Contact Cash Management to find out how to sign up for this service.
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Columbia Bank’s Smart Account provides a completely automated system to maximize idle funds in your business checking account. You can incorporate investment accounts, lines of credit, or zero balance accounts. Use any portion of the system that fits your company’s day-to-day cash flow needs. Contact Cash Management to find out how to sign up for these services.
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CD-ROM Imaging Save time and money by reducing transaction research time and check storage requirements. Receive digital images of statements and cancelled checks via CD-ROM. On a monthly basis, you can receive the images of the front and back of your checks along with an image of your bank statement. Reduce the chance of fraud that can come from having to store all those checks. Using the CD-ROM, you can sort by date, amount and check number and create a reconciliation file in a comma delimited text file format. Check Imaging You can receive images of your checks - front and back - on a monthly basis. They come printed on 8.5 x 11 paper and you can get 8, 10, or 12 images per sheet. Now your checks are easier to store and you can still check both sides of the check if necessary. Contact Cash Management to find out how to sign up for this service.
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Eliminate the chance of fraud on your accounts by using the various fraud protection services offered by Columbia Bank. ACH Debit Filter Monitor all incoming ACH transactions on your account and filter those not on the approved sender list based on the originators ID number. Positive Pay Avoid possible losses by expediting identification of fraudulent items presented for payment. Unfortunately, counterfeiting checks is easier than ever, and this can result in substantial losses to your company. Positive pay helps your business and Columbia Bank detect check fraud before it occurs—we use check issuance data from you to detect a fraudulent check before it clears your account. Using Columbia OnLine® for Business, you will upload your check issuance data, view exceptions and make the pay or return decision all online. Contact Cash Management to find out how to sign up for these services.
Back to Top Lock Box
Increase your company’s productivity by allowing Columbia Bank to process accounts receivable in a timelier basis with a lock box service. Increase your funds availability, reduce processing costs and increase reliability and security. Contact Cash Management to find out how to sign up for this service.
Back to Top Electronic Data Interchange (EDI)
Electronic Data Interchange (EDI) utilizes the ACH network to transport payment and remittance detail between buyers, sellers and financial institutions, simplifying and accelerating the exchange of payments. We provide detailed EDI payment information on payments that post to your account via fax or secure e-mail in an easy-to-read format. Contact Cash Management to find out how to sign up for this service.
Back to Top Account Analysis
The Account Analysis system was developed to allow business customers the opportunity to benefit from idle balances that may exist in their checking account. Federal regulations prohibit banks from paying interest to corporations through their checking account. To compensate for this, the Account Analysis lets business customers use idle balances to pay for bank services. If more than one account is maintained, a separate statement is prepared for each account, along with a summary statement, which shows the net value of all of the accounts. Contact Cash Management to find out how to sign up for this service.
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