Because rates are dependant on many things, among them - the amount, type and term of the loan, credit, equity, the current Prime Rate - it can literally be said that there is no "one rate" for any particular loan or customer. The Columbia State Bank Base Rate is 3.25% as of December 22, 2008.

A listing of "best possible scenario" rates is not the best way to get your "actual" rate. Instead, we encourage you to speak to one of our lenders and get the best actual rate and loan product for you. We have advertised specials just like everyone else, and they may be the perfect fit for you and your business, but they may not.

By speaking to one of our lenders, you'll be assured of finding the best product - and the best rate - for your business. That's good banking. Our lenders won't sell you on something you don't need, they'll help you make an informed choice and get the best loan and rate for you.

Our rates are competitive and we are happy to provide rate information for you. Please contact a Columbia Bank Commerical Banker at the branch nearest you, or by calling us at 1-800-305-1905. You will be connected to a lender who can provide accurate rate information for your particular needs, based on current factors. We appreciate the opportunity to assist you.

*There is a rate minimum of 5% APR

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