The days of just having the good old Checking and Savings account are over. There is so much more available to you now, and life has gotten pretty complicated. By choosing the conveniences that make the most sense for your life, you can create your own custom personal banking package. After all, shouldn't your accounts and services be all about you, anyway? Our account conveniences are designed with one thing in mind - to make things easier. Most of them are free, or very reasonably priced for what you're getting. These account conveniences are not about selling you the product of the month - we want your life to be better because you bank with Columbia Bank. It's that simple. Click on a link below to find out more about our available account conveniences: -Online Banking - New Streamlined Business OnLine Banking - Cash Management OnLine Banking -VISA Check Card -Automatic Transfers -VISA Credit Card -Cancelled Check Return - Imaging or Safekeeping -Overdraft Protection
OnLine Banking - Did you know you can transfer all your account information into Quickbooks or Quicken with Columbia OnLine? Not only that, you have 24/7 access to your accounts. You can check on balances, see if a check has cleared, transfer money between your accounts, even look up a history. We use the highest available level of SSL (Secure Socket Layer) encryption so it's safe - and you have your own password and online sign-on name.
VISA Card Services - The debit card that acts like a VISA Card and is accepted everywhere that VISA is accepted. It also doubles as your ATM Card. Now you can stop taking the time to write checks at the grocery store and can save time at the gas station, dry cleaner, restaurants and any merchant who acceps VISA. The money comes right from your checking account, so it's just like writing a check, and you have the transaction on your statement - or via Columbia OnLine! The VISA Check Card is free, and is subject to credit approval.
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Automatic Transfers - We all have great intentions to save a little bit each month, or set money aside for an upcoming purchase or event. But, sometimes life gets hectic and it becomes one more thing we have to remember to do. Not anymore - with automatic transfers, you can have money transfered between accounts automatically on a regulas basis. You can change the date or amount at anytime and as oftern as you need. And it's free. Contact your branch to set up Automatic Transfer today.
VISA Credit Card - Not only does the VISA Credit Card give you all the buying power of your credit in one little card, you also get access to some great services from VISA: Direct Access - gives you online access (through VISA) to your accounts, you can check your balance, and even pay your bills online! Verified By VISA - By registering your card with Verified by VISA, you are covered in the event that your card or card number is stolen and used by someone other that yourself. It only takes a few minutes to register your card.
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Check Imaging or Check Safekeeping - Even getting your cancelled checks back has gone high-tech - and has gotten much easier. You can choose either service - they're both free. (Columbia Free Checking Account customers can only use Check Safekeeping.) Check Imaging - You receive images of your checks - printed on paper, and included with your monthly statement. Images and copies of cancelled checks are widely accepted as proof of payment. And at 12 images per page, they are much easier to store. Check Safekeeping - Your checks are listed on your statement, but we keep them for you - for 7 years. Whenever you need a copy of a check - you just need to contact your branch. Request as many copies as you may need - the first 24 each month are free, then $2.50 per check and $20.00 per hour of research. Check Return - Your cancelled checks are returned each month with your statement for a $5.00 monthly maintenance charge. CD-ROM - Your monthly statements and checks are stored on CD-ROM and sent to you each month - contact Cash Management for details. Contact your branch to set up your check return option today. Back to Top
Overdraft Protection - The Business Reserve Line of Credit is a line of credit attached to your business checking account. Say you need to buy parts, or purchase plane tickets for an unexpected trip - the BRL will cover you. The advances are automatic if you happen to overdraw, or you can request them by contacting your branch.The advance is made in increments of $100 and will appear on your monthly statement. Back to Top
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